February 26, 2026

More than 1 in 20 U.S. homeowners file a property damage claim each year. In high-risk states like Florida and Louisiana, that number can be even higher due to hurricanes, flooding, and severe storms. When you’re protecting one of your biggest investments—your home—you can’t afford to gamble on the wrong insurance provider. That’s why so […]

Florida accounts for some of the highest homeowners insurance premiums in the United States. In recent years, average annual premiums in parts of the state have exceeded $4,000–$6,000, depending on location and risk exposure. If you’re evaluating your options, especially in high-risk coastal areas, you’ve likely come across two names repeatedly: Kin Insurance and Citizens